Use Your FSA/HSA

Learn how Kinetic Arm may qualify with a Letter of Medical Necessity.

HSA & FSA Eligibility

Kinetic Arm is an external arm support designed to provide dynamic, dual-joint stabilization for the shoulder and elbow during repetitive, high-demand arm activity. Constructed with medical-grade materials and informed by biomechanical research, it delivers movement-responsive support intended to help manage mechanical arm stress and support efficient joint alignment during throwing, swinging, and overhead motion. Kinetic Arm is used by athletes across levels and is supported by sports medicine and performance professionals.

Many Flexible Spending Account (FSA) and Health Savings Account (HSA) plans recognize orthopedic support products as eligible expenses. Coverage and requirements vary by plan, but reimbursement is often approved when a purchase is submitted with a receipt and a Letter of Medical Necessity (LMN) from a licensed healthcare provider.

Learn how to submit a claim, download a complimentary LMN template, and explore how you may be able to use your health benefits toward a Kinetic Arm purchase.

How to Use Your FSA/HSA Benefits

Get reimbursed in three simple steps

STEP 1:

Purchase The Kinetic Arm

Complete your purchase using any payment method—credit card, debit card, or PayPal.

Be sure to save your order confirmation email and receipt, as these documents are required when submitting a reimbursement request.

STEP 2:

Obtain a LMN

Many HSA and FSA plans require a Letter of Medical Necessity (LMN)—a brief form completed by a licensed healthcare provider indicating that Kinetic Arm is recommended for arm support.

To make this easy, we provide a complimentary LMN template with product details that you can share with your healthcare provider for review and completion.

LMN TEMPLATE

STEP 3:

Submit for Reimbursement

Submit your completed LMN along with your purchase receipt to your HSA or FSA plan administrator for review.

Processing time: Most claims are reviewed within 1–3 weeks.

Important: Coverage and approval depend on your specific plan and administrator. While many plans reimburse orthopedic support products with proper documentation, eligibility varies. Contact your plan provider if you have questions.

FREE DOWNLOAD
WE MAKE IT EASY

We provide a free LMN template. Simply download, share with your healthcare provider to complete, and submit with your purchase receipt for reimbursement.

QUALIFICATION OVERVIEW
CONSIDERATIONS

Medical-Grade Materials
Constructed with medical-grade fabrics and polymers selected for durability, comfort, and performance standards commonly used in professional orthopedic support products.

Dual-Joint Support Design
Provides coordinated support to both the shoulder and elbow—addressing the biomechanical relationship between these joints during repetitive and high-demand arm movements.

Designed to Help Manage Mechanical Arm Stress
Backed by independent biomechanical research examining dynamic arm stress during throwing, swinging, and overhead activity, with the goal of supporting efficient movement and joint alignment.

Supported by Medical and Performance Professionals
Used by athletes under the guidance of sports medicine professionals, physical therapists, athletic trainers, and other qualified providers as part of broader arm-care, training, or workload-management strategies.

Commonly Used for Support During Training and Recovery
Often incorporated into training, recovery, and long-term arm-care routines by active individuals and athletes when recommended by a licensed healthcare provider.

FREQUENTLY ASKED QUESTIONS

Kinetic Arm may be eligible for FSA or HSA reimbursement with a Letter of Medical Necessity from a healthcare provider.

Eligibility depends on your specific FSA/HSA plan and administrator. Most plans cover orthopedic support devices when used for medical support purposes and accompanied by proper documentation (receipt + LMN). We recommend confirming with your plan administrator if you have questions.

To submit for FSA/HSA reimbursement, you'll need:

  • Your Kinetic Arm purchase receipt (emailed after checkout)
  • A completed Letter of Medical Necessity (LMN) from your licensed healthcare provider
  • Your FSA/HSA plan's reimbursement claim form (available from your plan administrator)

Download our free LMN template to simplify the process.

You can submit your FSA/HSA reimbursement claim at any time after purchase. However, be aware of important timing considerations:

  • FSA funds: Check your plan's annual deadline—most FSAs have a "use it or lose it" rule by December 31st (some offer grace periods or carryover options)
  • HSA funds: No expiration—funds roll over year to year
  • Claims submission deadlines: Most plans have specific deadlines for submitting claims for the current plan year

We recommend submitting your claim promptly after receiving your completed LMN to ensure processing before any plan deadlines.

The Kinetic Arm is not currently available through HSA store marketplaces, but it qualifies for reimbursement through standard FSA/HSA claim submission. Purchase directly from our website and submit your receipt along with a Letter of Medical Necessity for reimbursement.

We are working toward partnerships with FSA/HSA retailers to simplify the purchasing process in the future.

At this time, direct FSA/HSA card payment is not available at checkout. However, you can purchase the Kinetic Arm with any standard payment method and submit your receipt along with a Letter of Medical Necessity (LMN) to your FSA/HSA plan administrator for reimbursement.

Most FSA/HSA administrators process reimbursement claims within 1-3 weeks after submission. Processing time varies by plan. Check with your administrator for specific timelines.

FSA and HSA plans use LMNs to confirm that a product serves a legitimate medical support purpose—not just general athletic performance or wellness. Because the Kinetic Arm is designed as a medical-grade orthopedic support device, an LMN helps demonstrate its role in supporting your arm health and joint function.

A Simple Statement from Your Healthcare Provider

A Letter of Medical Necessity (LMN) is a brief document completed by a licensed healthcare provider (such as a physician, physical therapist, or sports medicine specialist) that explains why a specific medical product or service is recommended for your health needs.

For the Kinetic Arm, the LMN states that the device is recommended to provide medical-grade support and stabilization to your elbow and shoulder during repetitive arm movements, helping to reduce mechanical stress and support proper joint alignment.

Yes. Any licensed healthcare provider—including physicians, physical therapists, sports medicine doctors, orthopedic specialists, and athletic trainers with prescriptive authority—can complete a Letter of Medical Necessity.

Most FSA/HSA plans do not require a prescription for orthopedic support devices, but many do require a Letter of Medical Necessity (LMN) from a licensed healthcare provider. We provide a free LMN template to make this process simple.

We cannot guarantee approval, as it depends on your individual plan's policies. However, most FSA/HSA plans cover orthopedic support devices when proper documentation is provided.

If your claim is denied, contact your FSA/HSA administrator to understand the specific reason. Common issues include:

  • Missing or incomplete Letter of Medical Necessity
  • Missing purchase receipt or documentation
  • Plan-specific exclusions

In many cases, you can resubmit with additional documentation. Our customer support team can provide assistance if needed.

No. The Kinetic Arm is not classified as a medical device at this time. It is a medical-grade support and stabilization sleeve designed to provide external support to the elbow and shoulder during repetitive or high-demand arm movements.

While it is built using medical-grade materials and is often recommended by healthcare providers as part of arm support or activity-management plans, it is not a device intended to diagnose, treat, or cure medical conditions.

Instead, the Kinetic Arm functions as a dynamic orthopedic-style support, helping reinforce proper arm mechanics and reduce unnecessary stress during movement.

Yes. If you're purchasing for multiple family members covered under your FSA/HSA plan, you can submit for reimbursement for each eligible individual. You'll need a separate Letter of Medical Necessity from a healthcare provider for each person. Check with your plan administrator about dependent coverage eligibility.

Athletic trainers with prescriptive authority (such as licensed ATCs working under physician supervision) may be able to complete a Letter of Medical Necessity, but this varies by state and plan administrator.

For the most reliable approval, we recommend obtaining your LMN from:

  • Physician (MD/DO)
  • Physical therapist (PT/DPT)
  • Sports medicine specialist
  • Orthopedic specialist

Check with your FSA/HSA administrator if you have questions about acceptable healthcare provider credentials.

Yes. Both the Adult and Youth Kinetic Arm sleeves qualify as medical-grade orthopedic support devices eligible for FSA/HSA reimbursement when proper documentation is provided. The same requirements apply for both products (purchase receipt + Letter of Medical Necessity from a licensed healthcare provider).

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If you have any questions, please feel free to reach out.

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